[see Rule 6 (1) and 8]

COMMUTATION TABLE

Age next Birthday

Factor

Age next Birthday

Factor

Age next Birthday

Factor

20

40.5043

41

24.6406

62

11.3684

21

39.7341

42

23.9126

63

10.8872

22

38.9653

43

23.1840

64

10.4191

23

38.1974

44

22.4713

65

9.9639

24

37.4307

45

21.7592

66

9.5214

25

36.6651

46

21.0538

67

9.0914

26

35.9006

47

20.3555

68

8.6742

27

35.1372

48

19.6653

69

8.2697

28

34.3750

49

18.9841

70

7.8778

29

33.6143

50

18.3129

71

7.4983

30

32.8071

51

17.6526

72

7.1314

31

32.0974

52

17.0050

73

6.7766

32

31.3412

53

16.3710

74

6.4342

33

30.5869

54

15.7517

75

6.1039

34

29.8343

55

15.1478

76

5.7858

35

29.0841

56

14.5602

77

5.4797

36

28.3362

57

13.9888

78

5.1854

37

27.5908

58

13.4340

79

4.9030

38

26.8482

59

12.8953

80

4.6321

39

26.1009

60

12.3719

 

 

40

25.3728

61

11.8632

 

 

 

Note 1: Age is the age of a beneficiary on his next birthday. A beneficiary retiring after the age of 60 years shall, however, be allowed commuted value of pension as applicable at the age of 60 years, instead of at the age of 61 years, if he applies for commutation while in service.

     2:    Factor is the number of years' purchase.

ANNEX-III

[See Rule 4(2))]

PART-I

CLASSIFICATION OF DISABILITY

Class "A"       1.       Loss of a hand and a foot or loss of use of two or more limbs.

          2.       Total loss of eye-sight.

          3.       Total loss of speech.

          4.       Total deafness of both ears.

          5.       Paraplegia or hemiplegia.

          6.       Lunacy,

          7.       Very severe facial disfigurement.

          8.       Advanced cases of incurable disease/s.

          9.       Wounds, injuries of diseases resulting in a disability due to which a person becomes incapacitated.

          10.     Emasculation.

Note:—                   Wounds, injuries or disease of limb, resulting in damage to nerves, joints or muscles, making the whole of limb useless would mean loss of that limb.

          Cases in which a partial function is retained will not be included in this class.

          However, if the partial retention of function does not help in walking, in case of leg or does not help in holding an object, even with partial efficiency, it should be considered as total loss of function.

          Those cases will also be included in this class, where the earning capacity of the officer / executive has been totally impaired due to the disability.

Class 'B'        1.       Loss of thumb or at least three fingers of hand.

          2.       Partial loss of one or both feet at or beyond tarsometatarsal joint.

          3.       Loss of vision of one eye.

          4.       Loss of all toes of one or both feet.

Class 'C’        1.       Limited restriction of movement of joint due to injuries.

          2.       Disease of a limb, restricting performance of duties.

General Note:              When the wound, injury or illness causing the disability, is not entered in the above Schedule, the disability shall be assessed by a Medical Board at the classification, most closely corresponding to those given above.

PART-II

PRINCIPLES AND PROCEDURE FOR DETERMINING ATTRIBUTABILITY TO SERVICE OF DISABILITY

CASUALTIES DUE TO WOUND OR INJURY

1.       It should be established in such cases, that the cause of the casualty was the result of duty in service.

2.       Where the injury resulted from the risk inherent in service, attributability will be conceded.

3.       An individual is on duty for 24 hours of the day expect when on leave other than casual leave.

4.       An individual will be deemed to be in the performance of duty when:–

          i.        He is physically present in his headquarters;

          ii.       He is travelling or on leave at Company's expense;

          iii.      When travelling to or from duty (e.g. from residence to place of duty and back but not whilst he is in his residence;

          iv.      Whilst travelling on duty, i.e. where it is established that but for the duty, he would not have been travelling at all.

5.       Disability resulting from purely personal acts, such as shaving or similar private pursuits, would not be treated as attributable to service.

6.       Disability resulting from violence, provoked by performance of duty will be viewed as attributable to .service, unless the circumstances of the case warrant a different conclusion.

7.       If circumstances are such that service played no part in the causation of disability, attributability will not be conceded.

            Illustration:  If a person driving a motor cycle etc. on duty collides with a truck, the injury received may be attributed to service but if he is out for a walk and sustains injury from a passing truck, his case will not qualify for the concession.

CASUALTIES DUE TO DISEASE

(a)     The cause of disability resulting from a disease, will be regarded as attributable to service, only when it is directly due to risks, which may be regarded as peculiar to the circumstances of duty in service.

          In determining attributability in such cases, due regard would be paid to the question whether service in a particular region, or of a particular type, involved exposure to exceptional risk of contraction of or infection by a disease/s, as well as to the actual circumstances of the case.

(b)     Attributability will not be conceded if, though contracted during the period of actual performance of duty, the disease is, in the opinion of the medical authorities concerned, due to risks, which cannot be regarded as peculiar to such duty in service.

(c)     Where a disease or its aggravation, resulted from the risk of duly, attributability / aggravation will be conceded.

(d)     All cases of tuberculosis and bronchial asthma will be accepted as attributable to or aggravated by service, where the medical opinion is in favour of acceptance.

(e)     Attributability/Aggravation in all cases of cardiac disease will be determined, in accordance with the guide lines given below.

(f)      Where medical or other supporting documents are incomplete cases will be dealt with on merits, with due regard to medical opinion and other evidence.

GUIDE LINES FOR DETERMINING ATTRIBUTABILITY/ AGGRAVATION IN CASE OF CARDIAC DISEASES

1.       There are many pre-disposing factors which may precipitate an attack of coronary occlusion.

          No single factor can be pin-pointed as being responsible for such an attack. It is, therefore, not easy to lay down any hard and fast rule for presuming attributability/aggravation in such cases. For the guidance of medical and administrative authorities, some of the factors which may precipitate the attack of heart disease, are slated below.

          i.        Physical Exertion: Coronary occlusion is known to have precipitated during or immediately following physical exertion. Physical exertion may not necessarily be of an unusual character i.e. lifting of a heavy bundle, pushing a stalled vehicle or an up-hill climb, have in many instances been followed by an attack of coronary occlusion.

                   The effects of exertion are worse, if the individual is unduly fatigued, has lack of sleep or is under emotional stress.

                   Attributability will be conceded, if a person undergoing stress and strain, pressure and counter pressure by virtue of the nature of his duties, develops psychiatric problem.

          ii.       Emotional Strain: The occurrence of coronary diseases in persons who had been under an unusually severe and protracted emotional strain, points to a probable relationship between the two. Separation from families, uncongenial atmosphere, frequent moves, all add to mental strain and psychological trauma.

2.       The question of attributability / aggravation of heart disease on occurrence in otherwise a normal individual, who is subjected to the above mentioned factors would have to be considered and decided in the light of known medical history and merits of each case.

3.       While dealing with such cases, due precaution shall be exercised by all concerned, to carefully bring out details of the merits of the case, so as to award of attributability / aggravation.

ANNEX-IV

[See rule 3 (2)]

LIST OF FAMILY MEMBERS 

OF

MR. _____________________

Sr. No

Name

Relation

Age

Marital Status

Profession

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mst………………

Address…………..

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